121

Lead Organization: Dorcas
Partners: Dorcas, Netherlands Red Cross – 510, Tear, Help a Child, Disberse, PWC, Tykn, TU Delft, DCHI, Red Cross Malawi, Eagles, SOLDEV
Duration: January 1, 2019 – December 31, 2020
Goal: 121 is a Direct Cash Aid system that aims to be Safe, Fast & Fair.
Highlight: Key features of the 121 system are Privacy by design, end to end traceability of funds, avoiding aid duplication, digital identity and having people affected be the owners of their data and decisions.

About the project

The 121 DIF project is a collaboration between the Netherlands Red Cross and the DRA. 121 is indented to be a disruptive innovation that changes the way the Humanitarian sector implements cash programming. With the 121 platform, we aim to make Cash Based Aid safe, fast & fair, to help people affected by disasters meet their own needs. We Co-design with People Affected by disasters, Aid Workers and People Donating, and use robust and available technology to create the solutions needed. Key features of the 121 system are Privacy by design, end to end traceability of funds, avoiding aid duplication, digital identity and having people affected be the owners of their data and decisions.

The goal is to provide more efficient, effective, faster and safer cash support for people in need. We are proud to have reached the main objectives of the DIF project, such as the involvement of people affected, aid workers and donors in designing 121, the development of the humanitarian organisation platform and the registration app for people affected and validation modules for aid workers. The final step is to test the 121 platform with users and gather user insights needed for the further development and scale up. Due to Covid-19  a scope change was needed and the pilot will now be implemented with undocumented migrants in the Netherlands instead of the planned pilots in Malawi and Ethiopia. After the pilots a scale up plan will be designed to facilitate scaling.

Learning Questions

  • What are key factors of success and failure in a multi stakeholder open innovation process (NGO’s, private sector, knowledge institutes)
  • What are the potentials and challenges of a blockchain-based identity management system for beneficiaries of a cash transfer program in regard to usability and technology acceptance?
  • How can humanitarian organizations comply with KYC (Know Your Customer) requirements in open-loop cash transfers?
  • What are the main challenges of international money flows from donor to beneficiaries and how can blockchain technology contribute to solving these challenges?
  • What are key factors to enable sector wide acceptance and usage of the 121 open source cash system?

CONTACT US

Contact lead organization Dorcas
Anton van Wijk
E: vanwijk@dorcas.nl